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Sale-leaseback financing Canada

SALE-
LEASEBACK.

A sale-leaseback is exactly what it sounds like: a business sells an asset it owns under a financing arrangement, then continues using that asset under a lease. The sale puts capital in the business; the lease keeps the asset working.

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The idea in plain language

CAPITAL TIED UP IN EQUIPMENT — OPERATIONS THAT NEED CASH.

A business can own a fully equipped shop, a fleet or a production line and still face a working-capital squeeze. The value is real, but it's locked inside the assets.

A sale-leaseback is one structure that lets a business put that value to work: the asset is sold to a financing party, the business receives the proceeds, and it keeps operating the asset under agreed lease terms.

Why businesses explore sale-leaseback

WHAT THE FREED-UP CAPITAL CAN BE USED FOR.

Working Capital

Replenish cash for payroll, suppliers and operations.

Business Expansion

Fund another location or added capacity.

Growth Investments

Invest in the next stage while assets stay in service.

Liquidity

Convert locked asset value into usable cash.

New Contracts

Cover the upfront costs of work already won.

Opportunities

Move quickly when timing matters.

Precision matters

STRUCTURES VARY — SO DOES AVAILABILITY.

Sale-leaseback arrangements depend on the asset, the provider and the transaction. Not every asset or business qualifies, and lease terms deserve careful review. BizFin.ca helps you explore whether this structure may be available for your situation.

SALE-LEASEBACK OR EQUIPMENT REFINANCING?

Sale-Leaseback

A sale and lease structure — the asset changes hands under the financing arrangement and the business continues using it.

Equipment Refinancing

Financing based on equity in equipment the business owns, without a sale structure.

Equipment Refinancing

Not sure which structure fits?

Both unlock value from owned assets. Describe your situation and the review can help determine what may be available.

NOT SURE WHAT KIND OF FINANCING YOU NEED?

You don't need to know the exact financing product before you start. Tell us what your business is trying to accomplish.

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Sale-leaseback FAQ

QUESTIONS ABOUT SALE-LEASEBACK.

What does your business need next?

PUT THE VALUE IN YOUR ASSETS BACK TO WORK.

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BizFin.ca — Finance your next move.

Related financing solutions

RELATED FINANCING SOLUTIONS.

Equipment Refinancing

Liquidity from equity in equipment you already own.

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Working Capital

Flexible capital for cash flow, payroll, suppliers, operating expenses and opportunities.

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Equipment Financing

Help finance machinery, tools, technology and commercial equipment.

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