EQUIPMENT
REFINANCING.
Your business already owns equipment — machines, vehicles, a shop full of tools — and some of it may hold real value. Equipment refinancing is about exploring whether that owned equity can help create liquidity for what the business needs next.
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ASSETS ON THE BALANCE SHEET — CASH NOWHERE IN SIGHT.
Many established businesses are asset-rich and cash-light. The machinery is paid for, the trucks run fine, the shop is equipped — and the working capital needed for the next stage is tied up inside those assets.
Refinancing owned equipment is one way businesses explore freeing that value: using the equity in assets the business already has as the basis for new financing.
WHAT REFINANCED EQUIPMENT CAN HELP FUND.
Working Capital
Free up cash for operations while keeping the equipment in service.
Growth Investments
Fund the next stage without selling productive assets.
Cash-Flow Needs
Create liquidity during a tight or transitional period.
New Opportunities
Move on a contract or purchase that shouldn't wait.
Other Investments
Redirect tied-up value toward other parts of the business.
Debt Restructuring
Explore whether existing obligations can be restructured more effectively.
NOT EVERY PIECE OF EQUIPMENT WILL QUALIFY.
REFINANCING OR SALE-LEASEBACK?
Equipment Refinancing
Explore new financing based on equity in equipment the business already owns.
Sale-Leaseback
Sell an owned asset under a financing arrangement and continue using it under a lease structure.
Sale-LeasebackNot sure which structure applies?
Describe the equipment and what you'd use the capital for — the right starting point depends on both.
NOT SURE WHAT KIND OF FINANCING YOU NEED?
You don't need to know the exact financing product before you start. Tell us what your business is trying to accomplish.
QUESTIONS ABOUT EQUIPMENT REFINANCING.
EQUITY IN YOUR EQUIPMENT — LIQUIDITY FOR WHAT'S NEXT.
BizFin.ca — Finance your next move.
RELATED FINANCING SOLUTIONS.
Working Capital
Flexible capital for cash flow, payroll, suppliers, operating expenses and opportunities.
Learn more