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BizFin.ca
Construction business financing

CAPITAL FOR
THE JOB AHEAD.

Construction businesses often spend money long before a project is fully paid. BizFin.ca helps Canadian contractors and construction businesses explore financing for equipment, materials, payroll, project costs and growth.

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Proudly Canadian. Built for Canadian businesses.

Construction contractor at an active commercial project
Built for Canadian business Industry-aware options Straightforward process Real human support
The construction cash cycle

THE JOB MAY START BEFORE THE PAYMENT ARRIVES.

Materials may be required. Crews need to be paid. Equipment needs to be available. Deposits may not cover all upfront costs, and progress payments may arrive later.

Working capital can matter even when the contract itself is profitable. BizFin.ca helps construction businesses explore financing around that reality.

Where construction businesses use capital

CAPITAL FOR EVERY STAGE OF THE JOB.

Materials

Purchase the materials required to start and complete a project.

Payroll

Pay crews and subcontractors before progress payments arrive.

Equipment

Finance machinery, tools and equipment needed on site.

New Contracts

Take on new contracts that require upfront mobilization costs.

Project Mobilization

Cover the costs of getting a project up and running.

Vehicles / Trailers

Finance commercial vehicles and trailers used for the business.

Expansion

Add capacity, equipment or a new service line.

Cash-Flow Timing

Bridge the gap between project costs and customer payments.

Financing options that may fit

FINANCING OPTIONS THAT MAY FIT.

Working Capital

Flexible capital for cash flow, payroll, suppliers, operating expenses and opportunities.

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Equipment Financing

Help finance machinery, tools, technology and commercial equipment.

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Business Expansion Financing

Help finance another location, added capacity, renovations or staffing.

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Business Growth Financing

Explore financing for broader strategic investments and the next stage.

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One project, many costs

EQUIPMENT, MATERIALS, PAYROLL — OFTEN ALL AT ONCE.

A single project can require equipment, materials and crew payroll at the same time, long before the final invoice is paid. Tell us what the job needs and we'll help identify financing that fits.
How BizFin works

A STRAIGHTFORWARD WAY TO GET STARTED.

01

Tell us what you need

Describe the project, equipment or cash-flow need your construction business is facing.

02

We review your information

Your business profile helps identify financing options that may fit.

03

You decide

Review any available option and decide whether it makes sense for the job ahead.

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NOT SURE WHAT KIND OF FINANCING YOU NEED?

That's okay. Start by telling BizFin.ca what the job needs. You don't need to know the exact financing product before you begin.

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Construction financing FAQ

QUESTIONS ABOUT CONSTRUCTION FINANCING.

What's next?

WHAT'S THE NEXT JOB?

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BizFin.ca — Finance your next move.