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BizFin.ca
Retail & e-commerce financing

FINANCE THE STOCK.
FUND THE NEXT SALE.

Retail businesses often pay suppliers long before inventory becomes customer revenue. BizFin.ca helps Canadian retailers and e-commerce businesses explore financing for inventory, marketing, operations and growth.

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Proudly Canadian. Built for Canadian businesses.

Retail store owner arranging merchandise
Built for Canadian business Industry-aware options Straightforward process Real human support
The retail cash cycle

YOU MAY HAVE TO BUY IT LONG BEFORE YOU SELL IT.

Inventory purchases, seasonality, supplier minimums, new product launches, advertising, fulfillment, technology and expansion can all demand capital before the sale is made.

BizFin.ca helps retailers and e-commerce businesses explore financing around that reality.

Where retailers use capital

CAPITAL FOR STOCK, SALES AND GROWTH.

Inventory

Purchase stock to keep shelves and listings full.

Seasonal Stock

Build inventory ahead of peak selling periods.

Large Purchase Orders

Take on large purchase orders without tying up cash.

Marketing

Invest in advertising to reach more customers.

E-commerce Technology

Upgrade storefront, payments and fulfillment technology.

Warehousing

Support warehousing and fulfillment operations.

New Location

Open another retail location.

Working Capital

Bridge the gap between supplier payments and sales.

Financing options that may fit

FINANCING OPTIONS THAT MAY FIT.

Inventory Financing

Access capital to purchase stock, materials or products needed to meet demand.

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Working Capital

Flexible capital for cash flow, payroll, suppliers, operating expenses and opportunities.

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Business Growth Financing

Explore financing for broader strategic investments and the next stage.

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Business Expansion Financing

Help finance another location, added capacity, renovations or staffing.

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Equipment Financing

Help finance machinery, tools, technology and commercial equipment.

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Stock, marketing or expansion

INVENTORY IS OFTEN WHERE CAPITAL GETS TIED UP.

For many retailers, capital gets tied up in stock long before customers pay. Tell us what the business needs and we'll help identify financing that fits.
How BizFin works

A STRAIGHTFORWARD WAY TO GET STARTED.

01

Tell us what you need

Describe the need — inventory, marketing, technology, expansion or cash flow.

02

We review your information

Your business profile helps identify financing options that may fit a retailer.

03

You decide

Review any available option and decide whether it makes sense for your business.

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NOT SURE WHAT KIND OF FINANCING YOU NEED?

That's okay. Start by telling BizFin.ca what you're trying to accomplish. You don't need to know the exact financing product before you begin.

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Retail financing FAQ

QUESTIONS ABOUT RETAIL FINANCING.

What's next?

WHAT DO YOU NEED TO STOCK NEXT?

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BizFin.ca — Finance your next move.