BRIDGE THE GAP BETWEEN
SPENDING AND GETTING PAID.
Cash-flow pressure is the most common reason a healthy Canadian business looks for capital: the expenses landed, the revenue is close behind — and the two didn't arrive at the same time. Financing built around that gap keeps the business running without missing a beat.
Proudly Canadian. Built for Canadian businesses.

PROFITABLE ON PAPER — SHORT IN THE ACCOUNT.
Payroll, rent, suppliers, fuel, insurance: operating expenses run on their own calendar. When a big invoice ages or a customer pays late, it's the operating account that feels it first.
Cash-flow financing is designed to close that gap — capital available for the weeks when the business is waiting on money it has already earned.
CASH-FLOW GAPS COME FROM REAL BUSINESS.
Slow-Paying Customers
B2B invoices that age 30, 60 or 90 days.
Seasonal Dips
The quiet weeks every seasonal business knows.
Growth Spikes
New work that raises costs before revenue.
Mismatched Timing
Expenses due now, collections due later.
NOT SURE WHAT KIND OF FINANCING YOU NEED?
You don't need to know the exact financing product before you start. Tell us what your business is trying to accomplish.
QUESTIONS ABOUT CASH-FLOW NEEDS.
DON'T LET THE GAP MAKE THE DECISIONS.
BizFin.ca — Finance your next move.
RELATED FINANCING SOLUTIONS.
Working Capital
Flexible capital for cash flow, payroll, suppliers, operating expenses and opportunities.
Learn more