CAPITAL THAT WORKS
LIKE THE SEASONS.
Canadian agriculture businesses live on annual cycles — inputs and equipment are bought in one season and earned back in another. BizFin.ca helps broad Canadian agriculture businesses explore financing for the operating cycle and the next stage. (BizFin.ca is part of the BIZII Finance Network, which includes a specialist agriculture finance brand — this page is BizFin.ca's broad coverage.)
Proudly Canadian. Built for Canadian businesses.
EVERYTHING IS PAID FOR IN ONE SEASON — AND EARNED IN ANOTHER.
Seed, fertilizer, fuel, equipment and repairs are concentrated into the working season, while revenue depends on harvest, delivery and payment timing months later.
Expansion — more land capability, more storage, more equipment — demands capital at exactly the moment the operating cycle has it committed.
CAPITAL FOR THE REAL NEEDS.
Seasonal Cash Flow
Match capital to the operating cycle.
General Equipment
Finance the equipment the operation runs on.
Vehicles
Trucks and equipment transports.
Working Capital & Input Timing
Cover inputs when the season demands them.
Contracts
Take on delivery and custom work.
Inventory & Inputs
Stock the season without draining cash.
Expansion
Add storage, capacity or capability.
FINANCING OPTIONS THAT MAY FIT.
Working Capital
Flexible capital for cash flow, payroll, suppliers, operating expenses and opportunities.
Learn moreBusiness Expansion Financing
Help finance another location, added capacity, renovations or staffing.
Learn moreCAPITAL THAT FOLLOWS THE CALENDAR, NOT THE OTHER WAY AROUND.
A STRAIGHTFORWARD WAY TO GET STARTED.
Tell us what you need
Describe the equipment, cash-flow timing or growth move your business is facing.
We review your information
Your business profile helps identify financing options that may fit.
You decide
Review any available option and decide whether it makes sense for your business.
OTHER INDUSTRIES WE WORK WITH.
NOT SURE WHAT KIND OF FINANCING YOU NEED?
That's okay. Tell BizFin.ca what the season or the operation needs. You don't need to know the financing product first.