SMALL BUSINESS
FINANCING.
Independent Canadian businesses — shops, contractors, clinics, carriers, restaurants — often need capital for unglamorous reasons: bridging a slow month, replacing a failing machine, stocking up for a season, hiring the next person. This page helps you explore financing for the real needs of a small business.
Proudly Canadian. Built for Canadian businesses.
SMALL BUSINESSES DON'T NEED A BANK-SIZED PROCESS.
In a small business, the owner often IS the finance department. Payroll, suppliers, equipment, taxes, rent and inventory all compete for the same cash — and one slow-paying customer can squeeze everything at once.
Financing decisions shouldn't require a finance degree. Tell us what the business needs and roughly how much; the options review does the rest.
REAL NEEDS OF INDEPENDENT BUSINESSES.
Cash Flow
Smooth the gaps between expenses and incoming revenue.
Equipment
Replace or add the tools and machines that keep work moving.
Inventory
Buy stock ahead of demand without draining the bank account.
Vehicles
Finance a work van, truck or trailer as a business asset.
Suppliers
Take supplier discounts or cover payments while invoices age.
Staffing
Bring on the people needed to take the next step.
Marketing
Invest in customers while cash stays available for operations.
Expansion
Renovate, relocate or open another location.
SIZE ISN'T THE POINT — THE BUSINESS NEED IS.
NOT SURE WHAT KIND OF FINANCING YOU NEED?
You don't need to know the exact financing product before you start. Tell us what your business is trying to accomplish.
QUESTIONS ABOUT SMALL BUSINESS FINANCING.
YOUR BUSINESS KNOWS WHAT IT NEEDS NEXT.
BizFin.ca — Finance your next move.
RELATED FINANCING SOLUTIONS.
Working Capital
Flexible capital for cash flow, payroll, suppliers, operating expenses and opportunities.
Learn moreInventory Financing
Access capital to purchase stock, materials or products needed to meet demand.
Learn moreBusiness Growth Financing
Explore financing for broader strategic investments and the next stage.
Learn moreRELATED BUSINESS NEEDS.
Cash Flow
Bridge the gap between expenses going out and revenue coming in.
Learn moreInventory
Buy the stock that sells — without draining the cash that runs the business.
Learn moreUnexpected Expenses
Handle breakdowns and surprises without derailing the plan.
Learn moreMarketing
Invest in customers while cash stays available for operations.
Learn more