CAPITAL FOR THE
NEXT CALL.
Electrical, plumbing, HVAC, roofing, landscaping, concrete, excavation and renovation businesses keep crews moving — and money leaves before invoices come back. BizFin.ca helps Canadian home services and contractor businesses explore financing around how their work actually gets done.
Proudly Canadian. Built for Canadian businesses.
THE JOB GETS DONE BEFORE THE INVOICE IS PAID.
Fuel, parts, materials and payroll are spent the day the work happens. Residential customers may pay on the spot, but commercial and builder work can sit on receivables for weeks.
Seasonal surges — air conditioning in July, heating calls in January, landscaping in spring — can stretch a full schedule thin on cash even when the business is winning.
CAPITAL FOR THE REAL NEEDS.
Service Vehicles
Wrap trucks, cube vans and pickups financed as working assets of the business.
Tools & Equipment
Finance specialty tools, diagnostics, trailers and job-site gear.
Materials & Parts
Stock what the job requires without waiting on customer payment.
Payroll
Keep technicians and apprentices paid between billing cycles.
New Contracts
Take on bigger jobs and service agreements that need upfront capacity.
Receivables
Commercial invoices can leave a gap between work and payment.
Seasonal Peaks
Weather-driven surges can strain operating cash at the busiest times.
Growth
Add crews, trucks or a second service territory.
FINANCING OPTIONS THAT MAY FIT.
Working Capital
Flexible capital for cash flow, payroll, suppliers, operating expenses and opportunities.
Learn moreBOOKED SOLID DOESN'T ALWAYS MEAN PAID ON TIME.
A STRAIGHTFORWARD WAY TO GET STARTED.
Tell us what you need
Describe the equipment, cash-flow timing or growth move your business is facing.
We review your information
Your business profile helps identify financing options that may fit.
You decide
Review any available option and decide whether it makes sense for your business.
COMMON FINANCING MOMENTS.
NOT SURE WHAT KIND OF FINANCING YOU NEED?
That's okay. Start by telling BizFin.ca what the schedule and the money need to do. You don't need to know the financing product first.