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BizFin.ca
Business need — payroll

PAY THE PEOPLE —
THEN GET PAID.

Nothing tests a business's cash cycle like payroll: staff expect their paycheques on schedule, every cycle, no matter what the receivables ledger is doing. Financing built around payroll keeps the team whole while the invoices catch up.

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The payroll reality

PAYCHEQUES DON'T WAIT — INVOICES DO.

Employees and subcontractors get paid weekly or biweekly. Customers pay in 30, 45, 60 days. In a growing business, the difference between those two calendars is the single most common source of cash pressure.

A missed or delayed payroll costs a business its people — its most valuable asset. Capital that smooths payroll keeps both the team and the business intact.

When payroll gets tight

PAYROLL PRESSURE COMES FROM GROWTH.

New Hires Ahead of Revenue

Staffing up before the new revenue arrives.

Aging Receivables

Big invoices outstanding while pay periods tick.

Contract Labour

Subcontractors and crews paid before projects pay.

Seasonal Peaks

Extra hands for the busy season's payroll run.

NOT SURE WHAT KIND OF FINANCING YOU NEED?

You don't need to know the exact financing product before you start. Tell us what your business is trying to accomplish.

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Payroll financing FAQ

QUESTIONS ABOUT PAYROLL NEEDS.

What does your business need next?

KEEP THE TEAM — KEEP THE BUSINESS MOVING.

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BizFin.ca — Finance your next move.

Related financing solutions

RELATED FINANCING SOLUTIONS.

Working Capital

Flexible capital for cash flow, payroll, suppliers, operating expenses and opportunities.

Learn more

Accounts Receivable Financing

Capital against money your customers already owe you.

Learn more

Business Line of Credit

Revolving capital for recurring cash-flow needs.

Learn more