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BizFin.ca
Technology business financing

CAPITAL FOR BUILDING
BEFORE THE REVENUE.

Software companies, IT firms, managed service providers and digital businesses spend today on people, product and sales — and earn it back later. BizFin.ca helps Canadian technology businesses explore financing for the build-ahead phase of growth.

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Proudly Canadian. Built for Canadian businesses.

Canadian technology team collaborating around monitors in a modern office
Built for Canadian business Industry-aware options Straightforward process Real human support
The build-ahead capital cycle

SALARIES, PRODUCT AND SALES GET PAID BEFORE THE PIPELINE PAYS BACK.

A technology business often carries its largest costs — engineering salaries, development, cloud infrastructure, sales and marketing — months before the revenue those costs create arrives.

Landing a big contract or onboarding a major client can make the gap bigger before it gets better.

Where technology & software businesses use capital

CAPITAL FOR THE REAL NEEDS.

Hiring & Engineering Salaries

Build the team ahead of the revenue it creates.

Product Development

Fund the build between funding rounds or contracts.

Technology & Hardware

Infrastructure, devices and managed-service tooling.

Sales & Marketing

Invest in the pipeline that becomes revenue.

Working Capital

Cover operating costs through the growth curve.

Contracts

Take on contracts that require capacity first.

Growth

Move on the opportunity while it's live.

Expansion

New market, bigger team, more space.

Financing options that may fit

FINANCING OPTIONS THAT MAY FIT.

Business Growth Financing

Explore financing for broader strategic investments and the next stage.

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Working Capital

Flexible capital for cash flow, payroll, suppliers, operating expenses and opportunities.

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Business Line of Credit

Revolving capital for recurring cash-flow needs.

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Business Loans Canada

The national starting point for businesses exploring a business loan.

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The best problem in software

DEMAND ARRIVING FASTER THAN PAYROLL CAN COVER.

A signed contract that requires three new engineers before the first invoice clears is a good problem — but still a cash problem. Tell BizFin.ca what the next stage needs and we'll help identify financing that may fit.
How BizFin works

A STRAIGHTFORWARD WAY TO GET STARTED.

01

Tell us what you need

Describe the equipment, cash-flow timing or growth move your business is facing.

02

We review your information

Your business profile helps identify financing options that may fit.

03

You decide

Review any available option and decide whether it makes sense for your business.

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NOT SURE WHAT KIND OF FINANCING YOU NEED?

That's okay. Tell BizFin.ca what the next stage of the business needs. You don't need to know the financing product first.

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Technology & Software financing FAQ

QUESTIONS ABOUT TECHNOLOGY & SOFTWARE FINANCING.

What's next?

WHAT'S THE NEXT MOVE?

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BizFin.ca — Finance your next move.